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Lakshmi Ramachandran: HELLO ! I am Lakshmi Ramachandran. I have been studying technical analysis since Jan 2001. Life was too boring with a stagnant job at Bank of Baroda. I wanted to do something which threw challenges almost on a daily basis. At 45 years of age,there was not much oppurtunity to jump jobs.Moreover I wanted to be my own master. Then came the oppurtunity of a lifetime. Banks were offering voluntary retirement schemes and luckily I qualified for it. Stock markets always attracted and intrigued me. It seemed confusing and complex.Yes, this was just the thrill i was looking for. Despite the risk of losing out on a good, cushy, respectable and lucrative job which I could have continued for another 15 years, I Quit. I had found my calling.